Sweden Health Social Care System Health And Social Care Essay

Sweden Health Social Care System Health And Social Care Essay Swedens area on a guide can be recognized neighboring the nations Finland and Norway. Sweden is situated in the northern territory of the landmass of Europe, and contiguous numerous assortments of waters. Sweden has a consistent populace at generally more than 9 million inhabitants. As we are called Americans here in the United States, residents of Sweden are alluded to by their country as Swedes (Central Intelligence Agency [CIA], 2010).Swedens working society is intriguing. Swedens government is benevolent towards work benefits for residents with youngsters. The United States Department of State (2009) revealed, guardians are qualified for an aggregate of 480 days paid leave at 80% of an administration decided pay top among birth and childs eighth birthday celebration (individuals, para. 4.). Religion in Sweden is likewise a piece of societys culture. There are a sum of eight primary religions to browse at present inside the nation, nonetheless, Lutheran is by all accounts the favo red decision, with at any rate 87% of residents deciding to rehearse under this religion as their favored confidence (CIA, 2010). Swedens government is based on a government established based framework (CIA, 2010). Social insurance is all around organized in Sweden, as per the Health Systems in Transition (2005) the Swedish medicinal services framework is sorted out at three levels: national, provincial, and nearby (Health Systems in Transition [HIT], 2005, p.2). In Sweden, inhabitants are required to have medical coverage. The administration pays for their residents medical coverage through awards inside the state, and charges (HIT, 2005, p.4) In Sweden, it isn't regularly observed that residents pay for their own autonomous protection. Truth be told, just 2.3% of the whole nation was accounted for buying a private arrangement in 2003 (HIT, 2005, p.4). There are a few imperfections inside Swedens social insurance framework. Sweden has a deficiency of specialists for each patient proportion, which can cause a few degrees of disappointments when expecting to see a master because of a normal of 2.8 doctors accessible per individual (HIT,2005, p.5). Subsequent to expressing the past realities, the absence of doctors might turn into a significant worry inside the nation of Sweden; be that as it may, word related treatment shows an incredible development level. As indicated by Council of Occupational Therapist for the European Countries (2009), today in Sweden, OT is very much perceived as a training based on sound logical establishments (Council of Occupational Therapist for the European Countries [COTEC], 2009, n.p). The measure of Occupational specialist accessible is decidedly consistent. Starting at 2009, globally Sweden is one of the main three pioneers in Europe, with more than 10,100 enrolled word related adviso r detailed by the COTEC database (Council of Occupational specialist for the European Countries [COTEC], 2009, p.4). With this measure of Occupational specialists accessible for quiet consideration, this number ought to be valuable to complete the concentration and add commitments to this wellbeing calling. In Sweden, the future is uncommon. A Swede is relied upon to carry on with a normal existence of 80 years. Insights show that ladies are living longer, averaging 83 years contrasted with men just evaluated at living until a normal of 78 years (CIA, 2009). Unmistakably the geriatric populace is exceptionally esteemed in Sweden. As indicated by Swedish Institute (2007), Sweden contributes a greater amount of its total national output in its older residents than some other nation on the planet (p.1). In Sweden, word related specialists are here and there contrasted with medical caretakers. In any case, a word related specialists centers and worries for the geriatric populace are surely known inside its calling. When alluding to word related specialist in Sweden Evertsson Lindqist (2005) expressed, they plan to frame coalitions with neighboring government assistance state callings in social administrations, medicinal services, and social consideration of the older and impaired (p.266). I n the wake of looking and perusing various exploration databases concerning word related treatment in Sweden, lion's share of articles discovered were examines concerning the geriatric or incapacitated populace, it very well may be comprehended that Sweden exceptionally values these populaces. In Sweden, scientists are attempting to push this concentration ahead by contributing investigations towards better intercessions for older patients inside the intense consideration setting. Specialists figure, word related treatment ought to be viewed as a significant asset in the intense consideration of older people, encouraging the home circumstance and with an attention on empowering movement. Further bigger examinations assessing word related treatment intercessions in intense consideration are required (Wressle et al.,2006, p. 209).Sweden comprehends the requirement for word related advisors in this populace, specialists expressed, we thought of it as a bit of leeway to utilize word rel ated specialists with experience of geriatric wards, as need evaluations, assistive gadgets, release arranging, and move of data to the following guardian give significant pride in geriatric consideration (Wressle et al., 2006, p. 208). In Sweden, there are an aggregate of ten organizations offering a degree in word related treatment. Numerous projects just give an opportunity to get a lone rangers or experts (World Federation of Occupational Therapist [WFOT], 2009). In Sweden, word related advisors don't have their own hypothetical models. Analysts expressed, little is thought about what hypothetical references utilized in the word related treatment practice(Haglund, Ekbladh, Thorell Hallberg, 2000, p. 108). Studies are being never really further advisors comprehension of what kinds of hypothetical methodologies or models are best while surveying a customer. Projects in Sweden reference various nations models and hypotheses so as to teach their specialist (Mulersdorf Ivarson, 2008). In Sweden, word related specialists endeavor to be to better by utilizing the most assets accessible to them as could be expected under the circumstances, scientists recommend, proficient reasoning additionally causes the word related a dvisor to disclose the treatment to the customer, which experts in Sweden are obliged to do (Haglund et al., 2000, p.107). Plainly word related treatment scientists in Sweden drive the significance of understanding the importance of their calling so as to help improve as advisor. Scientists state, when word related specialist approach patients it is significant that word related advisors can separate the importance and substance of occupation as utilized by patients and as utilized with regards to word related treatment (Mullersdorf Ivarsson, 2008, p.42). As referenced beforehand, Sweden is endeavoring to make their very own hypothesis, however starting at now, specialists concede in a past report to utilizing the Model of Human Occupation the most (Haglund et al., 2000, p.112). Subsequent to looking through databases, and finding abundant measure of studies finished with the geriatric and handicapped populace, it tends to be comprehended that exploration is continually engaged towards them. Word related specialists think it is imperative to realize how to keep on thinking about these patients. One specific examination pronounced it is urgent to comprehend what word related advisor can do to cause these customers to partake more in treatment meetings, analyst expressed as demonstrated by the aftereffects of this investigation, information about handicapped people groups disposition to recovery and backing from nature is significant for the advancement of restoration administrations, particularly considering the expanding number of old people(Lilja, Bergh, Johansson Nygard, 2003, p.88). Alongside rewarding these customers word related advisor in Sweden have been known to confront moral issues as well. Kassberg Skar (2008) expressed outcomes indicated that mor al problems were normal in the word related specialists day by day work, and a considerable lot of the moral circumstances were identified with the work with customers and their family members, and other medicinal services providers(p.206). A few settings need more investigations to be never really improve this callings viewpoint. In tricky treatment settings, there are set number of studies assessing word related treatment mediations in intense consideration (Wressle et al. 2006). Other than issues inside the intense consideration setting, specialists see more examinations are required towards by and large recovery strategies so as to move the information on the definitely known forward. Analysts think, Investigation of the importance of factors, for example, perspectives and saw gains or dangers following from restoration in bigger populaces of older impaired individuals is another road for future exploration (Lilja et al., 2003, p.91). With the past articulation being referenced by the specialists, it very well may be comprehended that Sweden plans to branch into more research and grow the concentration towards the geriatric populace further. In the wake of perusing all the past referenced exploration, ends can be drawn that Swedens word related advisors are relied upon to see a development in their geriatric populace care. Because of numerous diaries distributed about geriatric and impaired Swedes, obviously Swedens fundamental centers are these two populaces. It is comprehended in the wake of learning about word related treatment in Sweden that, scientists will keep on driving the attention on making a hypothesis or model that Sweden can call their own in order to keep their word related specialists advance in this calling. Until that day comes, Sweden will keep on utilizing different nations system and models to convey the information expected to improve their advisor.

Effects of Automation on Business and Employment

Presentation Is the eventual fate of the world going to be driven by complex innovation and unending openings for work or is development going to make an unavoidable fate? These are a portion of the issues that the creator of this contentious paper will address. Advancement has come about to innovations that are progressively making the world an upbeat and an agreeable spot to live in.Advertising We will compose a custom research paper test on Effects of Automation on Business and Employment explicitly for you for just $16.05 $11/page Learn More Technology has the capacity to change the manner in which people partner with their general surroundings (Miller, 2008). The creator of this paper battles that the apparently perpetual utilization of development is fashioned with perils and dangers to the human culture. Robotization on Business and Employment Futurists like Ray Kurweil are idealistic about the fate of this world undoubtedly. However, they show up not to know about the results appended to it. In his book titled Lights in the Tunnel, Ford (2009) fights that â€Å"The world is getting progressively computerized. Robots and PC projects will edge human laborers out of their employments (and that) except if we make an intense stride †¦Ã¢â‚¬ ¦.this will decrease mass market’s buying power† (p.7). Passage (2009) is familiar with the way that the world is to be sure at a hazardous point. In his contentions, the passage is equivalent with buying power in the mass market (Ford, 2009). Having perused this book completely, the writer of this paper isn't persuaded that the title enough tends to the computerization issue. The writer of this paper might want to rebuild the announcement for the peruser. The inquiry is: what are the ramifications of robotization in the present and future economy? Responding to this inquiry will help in foreseeing the future by handling the momentum situation.Advertising Looking for examine paper on business financial m atters? We should check whether we can support you! Get your first paper with 15% OFF Learn More Many individuals concur that robots and program will take occupations that were at first ruled or involved by people. A few people are as of now encountering the issues as famous mechanization machines, for example, Flexpicker and Adept Quattro are presently participating in the assembling business as they are given the assignment of arranging and moving merchandise. Increasingly human-like computerization machines have assumed control over the business. For instance, in a couple years’ time, the columnist will be supplanted by these animals as they have what it takes for virtual composition and even news’ securing. The candy machines are an exemplary case of this situation where the appropriate for work has been rendered pointless (Leontief Duchin, 2008). A few business analysts battle that despite the fact that the innovation is advancing and progressively taking over the greater part of the occupations held by people, it makes more employments in genuine sense. Any laborer dislodged from the assembling line will naturally get a spot in the support section. What's more, a few laborers may become advisors. They even feel free to pressure that computerization will never get rid of employments implied for people. Be that as it may, regardless of whether the machines will supplant people or not will to a great extent rely upon how innovation progresses (Killingsworth, 2008). The Fallacy of the Luddites To address this issue viably, the creator will make a trip back so as to the modern upset. The material laborers of the Luddites dismissed the utilization of approaching machines fighting that it was ‘greedily’ taking their every day portion of bread. They fought that employments did by machines will endanger the economy. Obviously they were wrong. In any case, the peruser will fight with the writer of this paper this isn't a paradox in the c utting edge period given that innovation intended to spare and simplicity human work is just heightening the pace of joblessness (Killingsworth, 2008).Advertising We will compose a custom research paper test on Effects of Automation on Business and Employment explicitly for you for just $16.05 $11/page Learn More The writer of this paper keeps on argueing that the false notion will remain constant if people can move at a quicker pace than innovation. Along these lines, people won't be harassed by the covetous innovation that is taking everything for itself. The false notion that was organized during the unrest will be destroyed since the rate at which innovation is propelling will overwhelm human abilities. After the mechanization business has assumed control over a significant portion of the worldwide market, a huge wrap of human workforce will be rendered excess. At the end of the day, future innovation is lost positions in the assembling business (Watanabe, International Labor Of fice [ILO] World Employment Program [WEP], 2009). Another reality most definitely is the numerous however modest paying occupations in the business. This means there will be only a couple of individuals ready to buy items. The couple of mechanized companies will have framed a decimal age of trillionaires with a decreased figure of customers. This will result to divided buying influence as customer trust will blur permitting riches to command in scarcely any spots. Toward the day's end, the affluent moguls will battle to advertise their wares cutting down the economy (Watanabe et al., 2009). Evaluates Other financial researchers have tested those masterminds who appear to help the way that in a brief time the world will turn out to be completely mechanized. They battle that not all employments will get mechanized (Adler, 2010). For example, specialists, educators, performers and such others will be spared as a sizeable extent of mankind will incline toward a dash of human turns in th eir administrations. They contend that in such conditions, the economy has got nothing to stress over. This announcement can't go unchallenged. As of now, a portion of the lucrative employments incorporate that of the workplace secretary, clerks, food makes, legal advisors, etc. The inquiry is, if the previously mentioned occupations become robotized, what are those engaged with them going to become?Advertising Searching for look into paper on business financial aspects? We should check whether we can support you! Get your first paper with 15% OFF Find out More Obviously they won't change and become instructors, performers, or even craftsman. Individuals from these robotized positions won't have enough pay to support themselves just on the grounds that not all will become craftsmen or entertainers (Adler, 2010). Pundits keep on testing the impacts of mechanization on the business and work part. They are of the view that to them, computerization isn't an issue. People can travel from creation to support based work. They call attention to that mankind has advanced from an economy ruled by trackers and gatherers to that of craftsmanship, cultivating, and fabricating by utilizing their creativity. Present day specialist can in any case move and become an incredible business visionary (Essig, 2012). As business visionaries, they can claim capital and use it to create another and diverse future. As the robots advance to assume responsibility for the future, people also can progress by putting resources into the mechanical world. Riches won't dete riorate yet will spread every which way making life increasingly agreeable. In any case, this contention has a few shortcomings as it neglects to address critical issues. For instance, not all individuals in the general public can claim sufficient offer capital from robots. The salary acknowledged can't completely represent the all out loss of work and business openings (Ford, 2009). To react to these researchers making light of the robotization danger, the creator of this paper will attempt to give numerical proof. A couple of years back, innovation and business went up at pretty much a similar rate. The peruser should remember that this pattern isn't a similar today. In any case, the peruser will concur with this creator that the presentation of the organizations abusing innovation is excellent no doubt while, in actuality, the work rate has deteriorated if not declined (Conference on Automation Systems for Business and Industry [Conference], 2011). Contextual analysis Numerical p roof backings this reality. In North America, 41 out of 62 ventures expanded the utilization of data innovation in their activities somewhere in the range of 2007 and 2011. This advancement influenced laborers in the ventures as innovation assumed control over their employments. The thing that matters was plainly observed when the pace of innovation utilize rose by 10% as business declined by 7% inside a similar period. This perception might be seen as connection rather than causation. It suggests that businesses causing extravagant benefits to have decided on innovation over their representatives. Innovation is in this manner the failure to recruit laborers (Taylor, Coppin Wealthy, 2010). The creator of this paper acknowledges the impacts of robotization given that it is anticipated that by 2015, computerization of business procedures will have killed over 25% of human workforce in the work advertise. For instance, the ZDnet robotization which has a self-administration component wi ll attack the budgetary work advertise and numerous different areas leaving little to be finished by people (Taylor et al., 2010). The mechanization danger can be clarified or arranged into three distinct classifications. These are motorization, mechanization, and procedure improvement. Motorization and mechanization are notable for taking work from people and moving it to machines. The last classification includes totally denying people work and edging them out of the work advertise. By the day's end, joblessness will be on the ascent (Taylor et al., 2010). James Albus (the innovator of the absolute most insightful machines) is stressed over the way that the computerization machines he made will endanger the work implied for people. At the point when he made these machines, he was idealistic tha

An Analysis of The selling of Joseph by Benjamin Franklin †American Literature Essay (200 level Course)

An Analysis of The selling of Joseph by Benjamin Franklin †American Literature Essay (200 level Course) Free Online Research Papers An Analysis of The selling of Joseph by Benjamin Franklin American Literature Essay (200 level Course) There is no uncertainty that subjection is one of humankind’s most exceedingly terrible encounters. People have been rehearsing bondage for quite a long time. From the huge Roman Empire to the little realms of Asia and Africa, subjection was a typical and worthy practice. In every one of these social orders slaves were generally kept and utilized as residential hirelings and it was additionally a sign of influence and riches, however they were not utilized for business gains. Things changed with the disclosure of the New World, the requirement for speedy and modest work expanded. Benjamin Franklin’s parody on the protection of servitude bodes well. He puts together his contention with respect to religion, riches, class and influence. His utilization of Divan of Algiers to additionally represent his point was a decent and substantial thought. The Divan utilizes this focuses to contend that servitude in actuality is useful for the continuation of their human advancement. The Divan dreaded the fall of Authority if subjugation somehow happened to be abrogated. Religion has been utilized a ton of times to legitimize the coherence of subjugation and the slave exchange. This is likewise exhibited in Franklin’s letter. Franklin composes that the divan of Algiers underscores that by bringing or catching slaves they are socializing and demonstrating them the light of God. â€Å"†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦ is their condition at that point exacerbated by their falling into our hands? No; they have just traded one subjection for another, and I may state better; for they are brought into a land where the sun of Islamism gives forward its light what's more, sparkles in full quality, and they have a chance of making themselves Familiar with the genuine precept, and In this manner sparing their everlasting souls†¦ â€Å" (Franklin 759) The divan of Algiers insists that subjection is useful for the purported â€Å"infidels† and their bondage is acceptable in light of the fact that it causes them become better people and Muslims simultaneously. He likewise raises focuses that aren’t the people and Muslims simultaneously. He additionally raises focuses that aren’t the people as of now slaves from any place they originate from? (Franklin 759). This is valid since a large portion of the individuals the Algerians were catching were mariners from European boats and the Algerian accepted that they were slaves since they got treated awful by the boat proprietors. The Divan proposes that the hostages are simply changing starting with one servitude then onto the next better one. Religion was utilized wherever with all due respect of subjection. The divan was not by any means the only individual to utilize religion to his resistance, the lord of Bonny (presently the Nigerian Delta) additionally utilized re ligion to legitimize subjection. The British announced all subjugation being unlawful and this constrained the ruler to react, â€Å"†¦we figure this exchange must go on. That is the decision of our prophet and ministers. They state that our nation anyway extraordinary, can never stop the exchange yet god himself†¦.† (The Story of Africa 2). The creator Phillis Whetley in one of her sonnets likewise lauded subjection â€Å"†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦twas leniency that brought me from my agnostic land†¦Ã¢â‚¬  (Whitley 1104). The utilization of religion to contend on servitude was a typical practice and Franklin displayed it to us utilizing the Divan. The Divan didn't utilize religion just, he additionally utilized financial matters or riches as motivation to attempt further his contentions. The Divan attempted to represent that by nullifying servitude, the legislature and its kin will lose a ton of cash and things will be more awful. The land they possess will reduce in worth and there will be nobody to develop the homesteads. The administration will lose a great deal of cash and it won't have the option to pay its residents for whatever misfortune they have caused (Franklin 759). The legislature will likewise lose a large portion of its incomes from the slaves proprietors. This monetary contention was additionally utilized by a great deal by the manor proprietors in the Americas. Franklin’s Divan attempted to convince the committee that the nation ‘s economy will be in ruins in the event that they do feel free to allow the captives to free. His contention is substantial and bodes well when you look it in a monetary point of view. The Divan expresses that the slave being second rate and uninformed, won't have the option to build up great government and oversee themselves â€Å"†¦but they are, I question, excessively minimal arranged to work without impulse, just as too oblivious to even consider establishing a decent government†¦.† (Franklin 759) The divan contends that the slaves will be dealt with decently and better in the event that they remained. Franklin’s divan was not by any means the only one to be worried about the fate of liberated slaves, Samuel Sewall who stood in opposition to subjection likewise gave some worry on what will occur if the slaves in America were liberated. In his commemoration â€Å"The selling of Joseph† Seawall says about that â€Å"†¦. few can persevere through Negro being liberated, and in reality they would seldom be able to utilize their freedom†¦Ã¢â‚¬  (Seawall 414). Seawall’s articulations proceeds to show that despite the fact that he was a pre-abolitionist he was not really a supporter of a coordinated society as was the Dian of Algiers. To close Franklin’s utilization of the Divan’s contention appeared well and good since we could contrast the Algerians with the ranch proprietors in the Americas. Bondage is awful there is no uncertainty about that yet I do concur with the Divan’s a4rgument with regards to its financial aspects. The entire contention goes in a new direction and bodes well despite the fact that it is such a poorly conceived notion. Franklin unmistakably shows and mocks the Divan’s contention. The focuses are clear and straightforward regardless of being such a hard theme. By and large the contention bodes well and it is legitimate. The main thing it misses is it doesn't mull over the emotions and assessments of the slaves. Franklin obviously works superbly disclosing subjection to us through the Divan. Franklin, Benjamin from â€Å"On the slave Trade† The Heath compilation of American Literature, Vol. I. third ed. Paul Lauter. Bostson: Houghton, 1998.758-760. Seawall, Samuel from â€Å"The Selling of Joseph† The Heath compilation of American Literature, Vol. I. third ed. Paul Lauter. Bostson: Houghton, 1998.413-418. World Service, BBC from â€Å"The story of Africa† BBC World Service site (bbc.co.uk/worldservice/africa/highlights/storyofafrica) London: 05-23-2001 Wheatley, Phillis from â€Å"On being brought from Africa† The Heath compilation of American Literature, Vol. I. third ed. Paul Lauter. Bostson: Houghton, 1998.1104. Research Papers on An Analysis of The selling of Joseph by Benjamin Franklin - American Literature Essay (200 level Course)19 Century Society: A Deeply Divided EraQuebec and CanadaBringing Democracy to AfricaComparison: Letter from Birmingham and CritoCanaanite Influence on the Early Israelite ReligionThe Effects of Illegal ImmigrationUnreasonable Searches and SeizuresHip-Hop is ArtEffects of Television Violence on ChildrenThree Concepts of Psychodynamic

Time Value Analysis And The Attractiveness Of Alternative Investments Finance Essay - Free Essay Example

Time value analysis The time value analysis can provide the healthcare manager with the necessary information to make important decisions concerning financial strategies. The calculations of future cash flows at specific times are used to determine the attractiveness of alternative investments. The major limitation of the time value analysis is that a small change in cash flow may result in a distorted assessment of a potential investment. Incremental cash flows should be estimated with great care to consider only those that could change if a project or investment is accepted. The time value analysis of the Pensacola Surgery Centers will explore the companys investment opportunities. The company has $50,000 in cash to invest in marketable securities. The option to invest in a bank certificate of deposit (CD) that return interest after 6 months to five years. The earned interest would be reinvested at its maturity date. The future value of a one year CD that pays 10 percent annual interest will tota l $55,000 at maturity (Table 1). The future value of a one year CD that pays 5 percent or 15 percent will total $52,500 and 57,500 respectively. The other considerations are the banks procedure of compounding the interest. The BankSouth offers a one year CD at 10 percent interest that is compounded semi-annually. This effective annual rate of 10.25 percent will yield a higher total of $55,125 that the annual CD. The Bank of America offers a 10 percent Certificate of Deposit (CD) $50,0000 Investment 10% Annual Interest 10% Semi-Annual Interest (10.25% effective) 10% Daily Interest (10.52% effective) 1-Year CD $55,000.00 $55,125.00 $55,257.79 5-Year CD $80,525.50 $81,444.73 $82,430.42 Table 1: Certificate of Deposit Summary. CD that compounds daily. This results in a higher yield of $55,258 with an effective annual rate of 10.52 percent. The BankSouth will likely offer a competitive rate on its semi-annual compounding CD o f 10.3 percent to yield a total of $55,283. The effective annual rate becomes 10.57 percent. The Pensacola Surgery Centers can place $50,000 cash in a five year CD, and have the potential to significantly increase the earned interest. This will not allow other investments to utilize these funds during this five year period. The five year CD with interest compounded annually yields $80,525. The semi-annual interest CD totals $81,144.73, and the daily interest CD yields $82.430. The surgery clinic has the financial goal of having $200,000 available for the purchase of a patient billing system in five years. If the clinic invested a lump sum in a one year CD with 10 percent annual interest, it would need to deposit $124,184.26 today. Another choice would require the deposit of $100,000 in a five year CD with an annual 15 percent interest to result in the necessary $200,000 in funds. The Pensacola Surgery Center may consider the option of an ordinary annuity to build the funds nec essary for the computer application. The ability to make yearly payments to the account rather than an initial lump sum will decrease the amount of cash flow deterred from other investment opportunities. If five annual payments of $32,000 are paid at the end of each year, the present value result is $121,305 with an annual opportunity cost of 10 percent. The increase to $138,543 will result if the interest is compounded semi-annually. The future value of the annuity that pays 10 percent interest annually is $195,363, and decreased to $176,820 if compounded semi-annually. The annual interest necessary to accumulate the necessary $200,000, by making the $32,000 yearly payments, is 11 percent. Alternatively, the annual payment of $32,759.50 with 10 percent interest is needed to reach the $200,000 in funds. If the payments are changed to $16,000 every six months, starting six months from today, the future value would total $254,999 with 10 percent annual interest (Table 2). The future v alue of the payments with 10 percent interest compounded semi-annually yields $201,246. The $16,000 semi-annual payment schedule will accumulate the necessary funds for the capital expenditure. Annuities $16,000 Semi-Annual Payments Future Value 10 % Annual Interest Future Value 10% Semi-Annual Interest Ordinary Annuity $254,998.79 $201,246.28 Annuity Due $280,498.67 $211,308.59 Table 2: Future Value of Annuities Summary. The annuity due type is when the payments are made at the beginning of the period. This type of annuity will result in the maturity one period past the final payment. The present value of the same five annual $32,000 payments will yield $133,436 with an opportunity cost of 10 percent annually. The utilization of a 10 percent semi-annual interest rate will result in $145,470. The future value of the annuity if 10 percent annual interest is paid yields $214,899, and with 10 percent semi-annually the result is decreased to $185,661. The annual interest rate of 8 percent is needed to accumulate the required $200,000 funds with the yearly $32,000 payments. The reduced yearly payment of $29,781 is needed for an annuity with a 10 percent annual rate. The change of the payments to $16,000 every six months results in $280,499 in an annuity that compounds at 10 percent annually. This is decreased to $211,309 if the 10 percent interest is semi-annual. The annuity due with semi-annual payments results in a greater accumulation of funds necessary for the computer billing upgrade. The Pensacola Surgery Centers would like to lease out extra space at one location for the term of five years. This venture will cost an estimated $40,000 in initial renovations. The net present value (NPV) of the estimated lease cash flow totals $58,618 (Table 3). The future value of the five year lease cash flow is expected to total $76,223 when invested at 10 percent annually. The present value of this total yields only $47,329 (difference of $11,289) when compared to the NPV calculated initially. The inconsistency of the time value analysis is due to the incremental changes that may become magnified with end results. The manager must use reasonable judgment when interpreting these calculated results. End of Year Net Cash Flow 1 $12,000 2 $14,000 3 $ 2,000 4 $16,000 5 $20,000 Table 3: Estimated Lease Cash Flow The further analysis of the lease will determine the dollar return on the investment and include the cost of the renovations. The return on investment (ROI) of the lease cash flow and the renovations total $39,390. The percentage rate of return utilizes the internal rate of return (IRR) calculation. The expected rate of return is 16 percent which exceeds the 10 percent opportunity cost by 6 percent. The ROI calculations support the clinics financial investment in the lease agreement. The contingency plan if the clinic is unable to accumulate the $200,000 necessary for the computer improvements will require them to borrow the funds. The loan will require yearly payments of $63,094.16 for four years at 10 percent interest (Table 4). The total interest plus principal paid at the end of the loan is $252,376.64. The business will be able to deduct the yearly interest payments on their income taxes for a total of $52,376.64. $200,000 Loan Year Payment Interest Repayment of Principle 1 $ 63,094.16 $20,000.00 $ 43,094.16 2 $ 63,094.16 $15,690.58 $ 47,403.58 3 $ 63,094.16 $10,950.23 $ 52,143.93 4 $ 63,094.16 $ 5,735.83 $ 57,358.33 Total $252,376.64 $52,376.64 $200,000.00 Table 4: Loan Amortization Schedule The utilization of time value analysis aids in the financial decision making processes of the businesss investment management. The calculations attempt to represent the opportunity cost of these potential investments. The discount rate used to conduct the anal ysis should reflect the risk associated with the investment and the risk of the organization. Good decisions are based on the understanding of the businesss financial strategies, and the appropriateness of the analysis to these objectives. The post completion review of investment decisions should be conduct to assess the processes and results.

1984 vs Today Essay - 857 Words

1984, a novel by George Orwell, represents a dystopian society in which the people of Oceania are surveilled by the government almost all the time and have no freedoms. Today, citizens of the United States and other countries are watched in a similar way. Though different technological and personal ways of keeping watch on society than 1984, today’s government is also able to monitor most aspects of the people’s life. 1984 might be a dystopian society, but today’s condition seems to be moving towards that controlling state, where the citizens are surveilled by the government at all times. The 1984 community provided many ways to surveill its citizens, one being The Thought Police The Thought Police were undercover operatives who hid†¦show more content†¦Though the consequences of citizen’s actions through technology today are not as severe or are non punishable, they do not take the government’s surveillance as seriously as the citizens of Oceania did in 1984. One NSA system can reach about 75% of all US Internet traffic, communications by foreigners and Americans (Gorman n. pag.). The US governments defense to surveillance claims is that the justification is National Security (Calamur n. pag.)., and this may be true, but the question of the freedom to privacy ratio, as a free nation, is still undecided. One way surveillance is now even more accessible is due to Google Glass. With Google Glass, nobodys pointing a camera... phone. You no longer know if youre being filmed... an unspoken social rule is being violated (Brown 42). and gives the gover nment the ability to see from the point of view of anyone. With most every person you meet having quick access to some sort of recordable technology, it is easy to have your actions recorded or documented without your knowledge. The information can be easily spread around the world without your knowing or permission with just a simple touch. As said before, â€Å".....an unspoken social rule is being violated† (Brown 42), taking away the sense of privacy and security felt by many Americans. Another form of surveillance, used by specifically the NYPD, is the use of undercover cops. Since The Occupy Wall StreetShow MoreRelated texas vs johnson Essay687 Words   |  3 Pages nbsp;nbsp;nbsp;nbsp;nbsp;Texas vs. Johnson A very controversial court case in American history was Texas vs. Johnson (1984). In 1984, a man named Gregory Lee Johnson followed a group of anti – Reagan protesters to oppose the American exploitation of third world countries. This act of rebellion resulted in the burning of the American flag. Out of a total of approximately one hundred demonstrators who were involved in this ordeal, Johnson was solely charged with a crime. Johnson was arrestedRead MoreHuxley V. Orwell1015 Words   |  5 PagesBrave New World v. 1984 June 8, 2011 It is no question that both Huxley and Orwell were displeased with our societal norms by their predictions in Brave New World and 1984. However, the two famous novels could not have differed more in their visions of tomorrow. Huxley portrays a nation of pleasure addicted, mindless beings merely existing. Orwell illustrated such a strict regime that the pursuit of knowledge would be banned and our voices would be silenced. Imagine living in a world withoutRead MoreA Landmark Supreme Court Case856 Words   |  4 Pageseveryday life, and predict how current issues and cases will be affected by past decisions (The Judicial Learning Center, 2012). There are many examples of Supreme Court cases that are considered to be a landmark, but one example is Texas vs. Johnson. Outside of the 1984 Republican National Convention in Dallas, Texas, many people protested President Ronald Reagan’s policies. Among the protestors was one man named Gregory Lee Johnson. This man was so upset by the policies of the President that he burnedRead MoreVideo Gaming And High Performance Gamming Computers1201 Words   |  5 Pagesconsoles. Here I am going to go over why I believe this based on price, functions available, control of functionality, choices of games, and community size. To start off let’s look at the background of video games and how it evolved in to what it is today. Video gaming started becoming popular around the 1970’s when Atari released their pong arcade machine. (Atari, 99)during this time many first generation consoles started being released which included the Magnavox Odyssey, TV Tennis Electronics, andRead MoreAnalysis of the Use, Importance, and Implementation of a Data Dictionary1109 Words   |  4 Pagesto fill the need enterprises have for unifying and integrating diverse, often previously siloed databases and legacy systems together, creating more agile, advanced and comprehensive data models that define a business entire value chain (Asscher, 1984). Integrating customer and sales data across the enterprise has led to Customer Relationship Management (CRM) systems becoming more effective in attracting, selling and serving prospects and customers both. At a system architectural level, the dataRead MoreEssay on Cattells Big Five Factors997 Words   |  4 PagesResearch Raymond Cattell (1905-present) designed the â€Å"Big five Factors of Personality†, in which five classifications are revealed. Big Five factors: #1 extraversion vs. introversion, #2 agreeableness vs. antagonism, #3 conscientiousness vs. undirected ness, #4 neuroticism vs. emotional stability, and #5 openness to experience vs. not open to experience. Han’s Eysenck’s and Sir Francis Galton behavior genetics research and Arnold Buss’ three concerns for evolutionary personality theory coinsidedRead MoreThe Trial No Search Warrant1049 Words   |  5 Pagespictures, after police illegally obtained them. At the time Ohio had a statute that made the possession of obscene literature criminal. At Mapp’s trial no search warrant was admitted into evidence, however she was still convicted. The Court citing Wolf vs Colorado found that evidence obtained from an unlawful search and seizure is admissible in criminal prosecution. On appeal, the Supreme Court of th e United States reversed the judgment and remanded the case to the Court. â€Å"unlawful searches and seizure†Read MoreEssay about Utopia Vs. Dystopia959 Words   |  4 Pages Utopia Vs. Dystopia Each person has their own vision of utopia. Utopia means an ideal state, a paradise, a land of enchantment. It has been a central part of the history of ideas in Western Civilization. Philosophers and writers continue to imagine and conceive plans for an ideal state even today. They use models of ideal government to express their ideas on contemporary issues and political conditions. Man has never of comparing the real and ideal, actuality and dream, and the stark facts ofRead MoreThe Sports Career of Wayne Getzky615 Words   |  3 Pagesbeat his record with 109. The second record also known as the â€Å"unbreakable† record was Phil Esposito’s of 76 goals and Gretzky broke it with 92 goals. While being on the Oilers and Gretzky became Captain he led them to 4 Stanley Cups Championship (1984, 1985, 1987, and 1988) in less than 5 years. After the last Championship in 1988 Gretzky finds out that he is being sold to the Los Angeles Kings. After being traded to the Los Angeles Kings where Gretzky brought this team to life, brought peopleRead MoreEducation: The Down Fall of the U.S.1680 Words   |  7 Pagesour society are presently being eroded by a rising tide of mediocrity that threatens our very future as a Nation and a people and If an unfriendly foreign power had attempted to impose on America the mediocre educational performance that exists today, we might well have viewed it as an act of war.†, the report sent off a firestorm of reform efforts at the local, state, and federal levels. Almost thirty years later, has the commission’s recommendations been implemented, or have any of the reform

Marketing Mix The Marketing Strategy - 1335 Words

Marketing Mix is one of the most important concepts for marketing. Marketing mix is also called the 4Ps, which are price, place, product, and promotion. They are the ingredients that combine to capture and promote a brand or product’s unique selling points that differentiate it from its competitors. Neil H. Borden, an advertising professor at Harvard University coined the term marketing mix. The ideas behind Borden’s model were refined over the years until Edmond Jerome McCarthy, a marketing professor and author Jerome McCarthy, a marketing professor and author reduced them to 4 elements called â€Å"The Four Ps.† This classification is currently being used by marketing companies, branding agencies, and web design companies around the world.†¦show more content†¦Place (Distribution): Companies can either handle distribution through a single channel or a combination of strategies such as selling directly to consumers through a company field sales force, operating through independent intermediaries at the local level, or depending on an outside distribution system that provides regional or global coverage (Czinkota and Ronkainen, 1996). (p.113) All companies have to catch the eyes of the consumer because it will be easy to sell the product, if the customers feel attraction to the product they would buy it. So it will be a good distribution or â€Å"place† strategy. According to Cheon et al. (2007) Promotion is â€Å"The general requirements of effective promotion strategies can apply the global communication as well (p. 114) here companies can include any type of advertising to promote the product and customer could know about it. Here they can also include consumer schemes, â€Å"direct marketing†. All the elements of marketing mix are very important and companies cannot work without any of them because if they do they would not be available to create some good strategies for the product and business could failing. But if they handled on the right way they would be success on business. Target Consumer: â€Å"It is important because different consumers may have differentShow MoreRelatedMarketing Mix : A Marketing Strategy1907 Words   |  8 PagesAccording to the Economic Times, a marketing mix ‘refers to the set of actions, or tactics, that a company uses to promote its brand or product in the market.’ (http://economictimes.indiatimes.com/definition/marketing-mix).Define and critically evaluate the key areas of marketing mix that should be included as a part of successful marketing strategy: Use a case study to examine each area in detail. Marketing mix is a tool used by companies to strengthen products brand and help to sell the productRead MoreMarketing Strategy For The Marketing Mix1908 Words   |  8 PagesMarketing strategy for period 11 Name Institution Course Date Table of contents Company overview †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦.. 2 Identification of goals†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦4 Implication of the marketing mix elements†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦...7 Financial projections†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦..8 Executive summary†¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦9 References†¦Ã¢â‚¬ ¦ †¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦Ã¢â‚¬ ¦10 Company Overview Allstar Brands medicine group is an organization that has recorded leading sales in over the counterRead MoreMarketing Strategy : The Heart Of Marketing Mix990 Words   |  4 PagesIndividual Assignment (Marketing) Introduction Product strategy lead an integral role in a firm in the area of decision making. According to Kotler (1991), product strategy is the heart of marketing mix. Adopted a suitable product strategy is imperative for a firm as it cause a direct impact on the satisfaction of the customers. The backpack presented focuses on the function for sports consumers’ needs. This report is to figure out the best comprehensive strategy to fulfil consumers’ needs and simultaneouslyRead MoreMarketing Mix Strategy And Analysis1387 Words   |  6 Pagesstores available in all prime location near to all amenities and public can reach their easily. Marketing Mix Strategy Analysis [Introduction] Marketing Plays a vital role in a business, because of marketing the business can offer their offerings and to their customers and provides the services. Marketing is a combination of 4 P’s which are Product, Prize, Place and promotion, to Analysis the marketing of this business, I am explaining the points are given below, which helps to understand the businessRead MoreMaggi Marketing Mix Strategy1618 Words   |  7 Pagesbrand in India in the same product category. This soup was initially test marketed in 1974 in Kerala. The response was not encouraging. Having then realized that the dietary habits of Keralites are not conductive to the idea of drinking soup, test marketing of the brand extended to Goa with the idea that Goan food habits have some similarity with western habits. Fortunately for the company, the test turned out to be positive and Maggi became an accepted brand in India. Maggi has faced lot of hurdlesRead MoreDevelop Marketing Mix Strategy2528 Words   |  11 PagesIntroduction 3 Objectives 3 Methodology 3 Understanding marketing mix and the four Ps 4 Marketing Mix Strategy Using Four P’s 6 Product 6 Product differentiation 7 Feature 7 Ingredients 8 Quality 8 Packaging 9 Price 10 Discount 12 Allowances 12 Payment Period or Credit Terms 12 Place 13 Channels 14 Transport 15 Coverage 15 Promotion 16 Sponsorship 18 Personal Selling 19 Public Relations 19 Internet marketing 19 Sales Promotion 20 Advertising 20 Conclusion 21 Read MorePromotional Strategies : Marketing Mix1228 Words   |  5 PagesPromotional Strategies Promotion is one of the marketing mix elements among a system of five in a promotional plan, known as the five P’s. These elements are personal selling, advertising, sales promotion, direct marketing and publicity. Objectives: †¢ To initiate a strong awareness of the launch of the new product, V8 Plus, throughout the target market. †¢ Extend our existing line of V8 products. †¢ Maintain and increase relationships with current and future retailers. †¢ Preserve the interestRead MoreEvaluation of Kia’s Current Marketing Strategy and Marketing Mix2261 Words   |  10 Pagesenjoyable and memorable Marketing strategy Kia’s marketing strategy is designed to answer two questions; firstly, which customers will need to be served? And how value for customers will be created? The first one will be answered through the process of segmentation and targeting and the second one through the process of differentiation and positioning. Kia uses data from surveys such as NCBS (New Car Buyers Survey) and TGI (the world’s leading provider of marketing and media surveys) to gatherRead MoreSwot Analysis : Marketing Mix Strategy1227 Words   |  5 Pagesrate. (Tootelian et al, 2012 ABS, 2011). Marketing Mix Strategy. The marketing mix is the usual ways of controlling, planning marketing equipment’s that an organisation or a company uses to produce a reasonable and desirable reply from its target market (Gronroos, 1994). The marketing mix strategy comprises of whatever influences demand that a company want to do in order to generate production. It is a very crucial instrument that help in marketing planning systems and performance (Cousins, 1991)Read MoreMarketin Strategy and Marketing Mix of Frooti6088 Words   |  25 PagesINDEX 1.CHAPTER  ± I    * Introduction    *Scope of project    *Objective of project    2. CHAPTER  ± II    * Company profile    *Industry profile    *Beverage preparation section    *Sidel section    *Marketing   strategy    *Marketing Mix    3.CHAPTER  ± III    *Research Methodology    4.CHAPTER  ± IV    *Marketing survey   Ã‚   Data Analysis 5. CHAPTER  ± IV *SWOT Analysis    *Recommendations    *Suggestion    6.CONCLUSION    7.LIMITATION 8.BIBLIOGRAPHY 9.QUESTIONNAIRE [pic] [pic] [pic]

Harry Potter Essay Thesis Example For Students

Harry Potter Essay Thesis The Best book I ever read this summer was Harry Potter and the Prisoner of Azkaban. Some of the characters in the book are Harry Potter, Bathilda Bagshot (author) , Wendelin the Weird (witch) ,Vernon Dursley ,Petunia Dursley,Dudley Dursley ,Ron Weasley, Hermione Granger, Hedwig (Harrys owl), Lily Potter, James Potter, Errol (Weasleys owl), Arthur Weasley, Bill Weasley, Molly Weasley, Scabbers, Ginny, Percy Weasley, Fred Weasley, George Weasley, Hagrid, Minvera McGonagall, Sirius Black, Marge Dursley (Dudleys aunt, Harrys relative by marriage), Ripper (Marges dog) , Colonel Fubster (takes care of Marges other dogs w/ her), Stan Shunpike (Knight Bus assistant) , Neville Longbottom, Ernie Prang (Knight Bus driver), Madam Marsh (woman on Knight Bus). Those are just a few of the characters in Harry Potter. Harry Potter through his many adventures is a wizard. Not a bad wizard a good oneOne of the few left that are. His Uncle is Sirius Black who is the worst wizard in the history of wizard ry and witchcraft. Sirius is worst not meaning bad at wizardry meaning evil. He killed both his mom and dad and tried to kill him but did not succeed in doing so. So Harry go to the Weasleys house to live. They hate him so bad they locked him in the closet for a week. Then when he was able to get out of the closet he go migrated upstairs to an old room that has cob webs all over the place, He finally gets adapted to it but still doesnt get used to the Weasleys way of doing things around the house, Mainly because he has to do all the work. As soon as Harry stepped through the door they pictured him as a person to do all the chores they need done and that Dudley was to lazy to do (which was all of them).That is a summary of the beginning of the book. Exciting HuH? Well get itBook Reports